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How to Buy a Laptop with PayPal?

By: Barnaby

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July 11, 2025

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How to Buy a Laptop with PayPal – Fast, Flexible & Secure 

Want a new laptop but prefer to spread the cost? At Laptop Outlet, you can buy your next device using PayPal Credit or PayPal Pay in 3. These flexible options let you split payments while keeping checkout quick, secure, and hassle-free. 

1. Why Buy a Laptop with PayPal? 

PayPal gives you: 

  • Fast & secure checkout trusted worldwide 
  • Two flexible payment options (PayPal Credit & Pay in 3) 
  • The freedom to shop now and pay later 

2. What Is PayPal Credit? 

PayPal Credit is a reusable credit line linked to your PayPal account: 

  • Spread payments over time (6–24 months on larger purchases) 
  • Interest-free for 4 months on purchases over £99 
  • Perfect for big-ticket tech upgrades 

How to Apply: 

  1. Select PayPal at checkout 
  2. Choose PayPal Credit and complete a short application 
  3. Get an instant decision and start shopping 

Eligibility: 

  • UK resident, 18+ 
  • Good credit history 
  • Income over £7,500/year 

3. What Is PayPal Pay in 3? 

Pay in 3 splits your purchase into three interest-free instalments: 

  • Available for orders from £30 to £2,000 
  • No fees or hidden charges 
  • First payment upfront, then two monthly payments 

How to Use Pay in 3: 

  1. Choose PayPal at checkout 
  2. Select Pay in 3 and apply 
  3. Pay the first instalment instantly, and the rest automatically 

4. Which Option Should You Choose? 

Feature 

PayPal Credit 

PayPal Pay in 3 

Min Purchase 

£99 

£30 

Max Purchase 

No fixed maximum 

£2,000 

Repayment Term 

6–24 months 

3 monthly payments 

Interest-Free? 

0% for 4 months (then 23.9%) 

Yes 


Need a Laptop Now? Pay Your Way. 

Skip the wait and shop smarter. With PayPal Credit or Pay in 3, upgrading your tech has never been easier. 

FAQs: Buying a Laptop with PayPal 

1. Can I use PayPal Pay in 3 for any purchase? 
Yes, for orders between £30–£2,000 at Laptop Outlet. 

2. How fast is the PayPal Credit application? 
You’ll get a decision instantly at checkout. 

3. Are there interest charges with PayPal Pay in 3? 
No—Pay in 3 is completely interest-free. 

4. Is PayPal safe for buying laptops? 
Absolutely. PayPal uses advanced encryption for secure payments. 

5. Can I combine PayPal Credit with other offers? 
Yes, you can still enjoy Laptop Outlet’s epic deals and discounts. 

 

Too lazy to read? Watch our video: "How to finance a Laptop with PayPal?"

 

 

Read More:

How to Finance a Laptop
Best Laptops Under £500 in 2025
Top 10 Laptop Deals You Can't Miss in the UK!