Buy now. Pay over time. With
Paying for laptops on finance via PayPal Credit will help you spread the cost, making your big purchases way more manageable! Pay monthly instalment over 6 or 12 months for purchases over £99, 18 or 24 months for purchases over £199.
How do I apply for Paypal Credit?
To check that you are eligible to apply for a PayPal Credit limit please make sure that you: Are a UK resident aged 18 years or older. Have a good credit history and are not currently declared bankrupt. Have an income greater than £7,500 per year. For more information on PayPal Credit, please visit PayPal’s FAQ page here.
Pay in 3 interest-free payments
Available for purchases of £30 to £2000. No sign-up fees or late fees.
Example of a £90 purchase
Purchase Interest Rate
Assumed Credit Limit
Your actual interest rate and credit limit may vary depending on your individual circumstances. Subject to status. T&Cs apply. UK residents only.
Frequently Asked QuestionsPayPal Credit
What is Paypal credit?
PayPal Credit is a paperless cardless revolving credit limit that’s built in to the PayPal Wallet. With PayPal Credit, there’s no card to keep track of and it can be used again and again in most places that PayPal is accepted.
Is Paypal Credit available to everyone?
No, PayPal Credit is only available to customers over 18 living in the United Kingdom (excluding Channel Islands and the Isle of Man). We also have to assess a customer’s creditworthiness, so it is not appropriate for customers with a poor credit history.
How can customers apply for Paypal Credit?
Customers may be offered the opportunity to apply for credit on a website, if purchasing an eligible product and choosing to apply for an instalment offer using PayPal Credit. Otherwise they can apply directly via PayPal’s website.
Do some customers applications get declined?
If your customer asks about his/her application being declined, please don’t try to answer what could be the reasons for a decline. PayPal will send the customer an email with the explanation of the decline and contact details, should they have additional questions on the decision. If the decision was due to a customer’s credit history, we will note the credit reference agencies consulted when making the decision.
What if a customer suspects a fraudulent transaction/application?
In case of suspected fraud please refer the customer to the PayPal Credit Customer Service team on 0800 368 7155.
How long will my PayPal Pay in 3 plan last?
Your plan will last 2 months in total. The first payment will be due at the time of purchase, followed by 2 further payments due each month after that.
What information do I need to apply for PayPal Pay in 3?
To apply for PayPal Pay in 3, you’ll need to provide your:
- Phone number
- Date of birth
- Payment details
For more info and offers, visit PayPal Official page